RetireFlow
Plan your financial future with precision.
Timeline
Current Age
Estimate Income
Solve for Contribution
Target Monthly Income
$
$3k/mo
$5k/mo
$8k/mo
Retirement Target
Age
Year
Retirement must be later than current age.
Current Balances
401(k) / 403(b)
Traditional
$
Roth
$
IRA
Traditional
$
Roth
$
Taxable / Brokerage
$
Growth Assumptions
Exp. Annual Return
7.0
%
Conservative (4%)
Moderate (7%)
Aggressive (10%)
Withdrawal Strategy
i
How much you withdraw from your portfolio each year in retirement
Withdrawal Rate
i
The percentage of your portfolio withdrawn annually. 4% is the traditional 'safe' rate.
4.0
%
High risk of depletion (>5%).
Safe (3%)
Standard (4%)
Bold (5%)
Other Retirement Income
Social Security, Pensions, etc.
Social Security / Mo
Est.
$
Pension / Annuity / Mo
$
▶
Advanced Options
Annual Contributions
401(k) / Yr
$
Split:
Auto (Trad)
Manual
% to Roth
Employer Match
% of Salary
Fixed $
Annual Salary
$
Match %
Up to % Salary
Example: 50% match up to 6% of salary.
Annual Match Amount
$
IRA / Yr
Traditional
$
Roth
$
Economic Factors
Inflation Rate (%)
Fee Drag (%)
i
Annual fees and expenses that reduce your investment returns
Taxes
Estimate After-Tax
Effective Tax Rate (%)
i
Your average tax rate on retirement income from Traditional accounts
RMD Awareness (Simplified)
i
Required Minimum Distribution - the minimum you must withdraw from Traditional accounts starting at age 73
Show RMD Estimate
RMD Start Age
Estimates first-year RMD for Traditional accounts only. Roth is excluded.
Est. 1st Year RMD
$0 / yr
Projected Income
Nominal
i
Future dollars without adjusting for inflation
Real
i
Today's dollars - adjusted for inflation to show purchasing power
Monthly Income
$0
/ yr
Total Balance
$0
401(k) Portion
$0
IRA Portion
$0
Mo. Income
$0
View Details