Loan Details 📝
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Taxes & Insurance 🛡️
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Applied if Down Payment < 20%
Est. Monthly Payment 💵
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P&I
Taxes
Ins.
PMI
Extra
Standard: Calculate monthly payment based on home price.
Loan Amount
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Total Interest
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Payoff Date
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Amortization Schedule 📉
▼Finance Nerd Playground 🤓
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Advanced PMI Modeling
Simulate how home appreciation and extra payments affect when Private Mortgage Insurance (PMI) is removed (typically at 80% LTV).
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Rate vs Down Payment Heatmap
Visualize how different Interest Rates and Down Payment percentages affect your monthly P&I payment. Click a cell to apply those values.
Low Monthly
High Monthly